2005-09-04

 

Women Candidates and Their Problems

Afghan women candidates fac majore problem to run their electoral campaigns, particulary in the south and southeastern provinces. Poor security and financial difficulties are the main problems that the female candidates are suffering from. In some rural areas of the southern and southeastern provinces they can not even attend public meetings because the areas still have a patriachal and traditional systems which are far from the Islam religion because in Islam there is equal rights for men and women. So in these areas the female candidates are facing problems. In some rural areas, women give their speeches via their relatives such as their brother or cousins. Some male candidates are armed and they carry weapons for their security. They have influence. Also they have a police force with them to pull security for them while they run their campaign. But female candidates don't have as many facilities as male candidates to afford security guards and money for their expenses. So therefore campaigning is more difficult for the women candidates.

Discrimination is still seen against women candidates and some female candidates have been threatened. The houses of two women candidates have been burned by enemies. Most female candidates take their family memebers like brothers and cousins as a guard while they run their election campaign, particulary in the rural areas. Under the Taliban regime women were not allowed to work and they were locked in their homes and not able to run any businesses. However since the fall of the Taliban, women can now work, but they have not much promoted in the financial field like men because almost every businesses and positions are on the hands of the men. Security is much better for female candidates in the capital Kabul, but some female candidates complain about financial difficulties and they are not able to run their campaigns as well as male candidates. Some male candidates spend hundreds of dollars to get more publicity.

September's parliamentary elections will be the first time that the Afghan constitution allows women to run for public office and it shows that the women have equal rights to participate in order to rebuild their country. I hope the interior ministry will provide security for female candidates in order to allow them to conduct their campaign in a peaceful environment, particularly in the southern and southeastern provinces. Female candidates are very hopeful of winning seats in parliament. Most people think that women are kinder than men and they have not been involved in any crimes so hopefully there are more chances for female candidates to win seats in parliament.

There are not many candidates from political parties - most candidates are independent - and people will aim to vote for honest and patriotic candidates like they elected their president last year during the presidential elections. There are a lot of worries that Taliban and Al-Qaeda will disturb the election but Afghan security forces and their international allies led by the US-led coalition forces have full preparation to deal with any undesirable situation.

No doubt the upcoming parliamentary election election held on September 18 will be a milestone in Afghanistan's history. These eletions are crucial and determine the political fate of this country which never had any experience of real democracy and will open a new way of resolving problems through dialogue and peaceful reconciliation.

Comments:
That's very interesting that there aren't many political parties. I would have expected Karzai to have a political party and for him to be supporting that political party during the elections.

I liked your comment about women being kinder than men. I am a humanist so I can't legitimately preference women ahead of men. However, I believe that power in the hands of men is more dangerous than power in the hands of women, for genetic reasons (males being more subjugating/controlling), so I'll be secretly rooting for a strong female victory. :-)
 
For the wellbeing of Afghamistan I hope good men and good women will gain victory. I am happy that the women have male family members who
guard them as they pursue their campaigns. After women were so
abused by the Taliban it is good they have opportunities now. It will take time for all of the prjudices against women in leadership to change. A lot will depend on the effectiveness of the first women elected. My best wishes to them.
 
Probably a lot of taboo's (religion wise) will have to be rooted out in order to encourage voters to look at women beyond the fact that they are a woman.

Hopefully Karzai can encourge more female involvement in politics, and perhaps in the business world as well.
 
I have donated to "Women to Women International"in Afganistan. I know it is a drop in the bucket, but I think it's the only thing we have right now for those of us on the outside to offer any aid in this area. www.womenforwomen.org
 
I can't say enough about the brave women running for office and the men that support them. Kudos and best wishes to all of them. The women in Saudi can't even get the vote yet .. *sigh* ... I happen to agree with you, I believe women are kinder and can also be much tougher than men, working together for a common cause. Women also hate killing and will do everything to negotiate around that end. Some day more women will be in power, then look out. ;) Maybe that's why the men are so afraid of them. We'll be praying for all on voting day.
 
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The U.S. Government is the nation's largest provider of financial assistance to women & minority owned small businesses. The U.S. Small Business Administration (SBA) is Congressionally mandated to assist the nation’s small businesses in meeting their financing needs. The SBA has small business loan programs and services to meet most small business needs. More information on U.S. Government Small Business Loans can be found at **www.SBASmallBusinessLoans.com**

How do Government SBA Small Business Loans work?

When a small business owner applies to a lending institution for a business loan, the lender reviews the application and decides if it merits a busiuness loan or if it requires an SBA guaranty. SBA backing on the business loan is then requested by the lender. In guaranteeing the business loan, the SBA assures the lender that, in the event the borrower does not repay the loan, the government will reimburse the lender for its loss. By providing this guaranty, the Small Business Administration helps tens of thousands of small business owners get financing they would not otherwise obtain.

How much money can I borrow?

Here are a few examples of what you can get from SBA small business loans programs:

7(a) Loan Guaranty Program

The 7(a) Loan Guaranty Program is the SBA's primary small business loan program. A maximum loan amount of $2 million has been established for 7(a) business loans.

Low Documentation Loan (SBALowDoc)

SBALowDoc is the SBA’s quick and easy program that provides a guaranty on small business loans of $150,000 or less. Once you have met your lender’s requirements for credit, the lender may request an SBALowDoc guaranty for up to 85 percent of the loan amount. You complete the front of a one-page SBA application, and the lender completes the back. At SBALowDoc centers, the agency processes completed applications within 36 hours.

SBAExpress

This method makes it easier and faster for lenders to provide small business loans of $250,000 or less. The SBA provides a rapid response through its PLP processing center in Sacramento, Calif.— within 36 hours of receiving the complete application package. Lenders use their own procedures to approve and service the loans.

CommunityExpress

The CommunityExpress pilot program is designed to spur economic development and job creation in untapped rural and inner city communities by providing loans and technical assistance. Loan proceeds may be used for most business purposes, including start-up, expansion, equipment purchases, working capital, inventory or real-estate acquisitions.
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While CommunityExpress is similar to SBAExpress, here are some differences:

• CommunityExpress focuses on predesignated geographic areas that primarily low- and moderate-income urban and rural areas.

• The maximum loan amount under CommunityExpress is $250,000.

• CommunityExpress lenders, together with the National Community Reinvestment Coalition, provide hands-on technical training and support, both before and after loan closings, through community-based, nonprofit NCRC member organizations.

7(m) Microloan Program

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What can I use the loan proceeds for?

You can use an SBA small business loan to:

• expand or renovate facilities;
• purchase machinery, equipment, fixtures and leasehold improvements;
• finance receivables and augment working capital;
• refinance existing debt (with compelling reason);
• finance seasonal lines of credit;
• construct commercial buildings; and/or
• purchase land or buildings.

How do I repay the loan?

The length of time for repayment depends on the use of the loan proceeds and the ability of your small business to repay the loan.The term is usually 5 to 10 years for working capital, and up to 25 years for fixed assets such as the purchase or major renovation of real estate or purchase of equipment. There are no balloon payments, prepayment penalties, application fees or points permitted with these small business loans. Repayment plans may be tailored to each individual small business.

How do I get started?

You submit a business loan application to a lender for initial review. If the lender approves the business loan subject to an SBA guaranty, a copy of the loan application and a credit analysis are forwarded by the lender to the nearest SBA office. After SBA approval, the lending institution closes the business loan and disburses the funds; you make monthly loan payments directly to the lender. As with any loan, you are responsible for repaying the full amount of the loan. Visit **www.SBASmallBusinessLoans.com** for more info.
 
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